The Business Research Company projects 30% annual growth, with AI solutions expected to account for 66% of the market.
The global artificial intelligence (AI) market in financial technology is projected to exceed $66 billion by 2030, growing at a compound annual growth rate (CAGR) of 30%, according to a report by The Business Research Company (TBRC).
The findings, published in the company's Artificial Intelligence (AI) in FinTech Global Market Report 2026, indicate increasing investment in AI-powered financial services, driven by demand for automation, fraud detection, predictive analytics and personalised customer experiences.
According to the report, AI in fintech is expected to account for approximately 7% of the broader artificial intelligence market, which is projected to approach $920 billion by 2030.
The solutions segment is forecast to contribute around 66% of the fintech AI market, representing approximately $44 billion by 2030. Growth in this category is expected to come from AI-enabled customer onboarding, identity verification, financial planning, portfolio management, document processing and workflow automation.
The report also identifies growing demand for explainable AI systems as financial institutions seek greater transparency and regulatory compliance in automated decision-making.
Regionally, North America is projected to remain the largest market, expanding from approximately $6 billion in 2025 to $20 billion by 2030, representing a CAGR of 27%.
The United States is expected to account for $18 billion of the global market by 2030, compared with $5 billion in 2025. The report estimates annual growth of 28% for the country, supported by AI adoption in wealth management, lending, payments and treasury operations.
The competitive landscape remains fragmented. TBRC estimates that the ten largest companies collectively accounted for 20% of global AI in fintech revenue in 2025.
Amazon Web Services and Microsoft each held an estimated 3% market share, followed by companies including Fidelity National Information Services, IBM, Alphabet, PayPal and NVIDIA.
The report identifies automation and advanced analytics as major growth drivers, with financial institutions increasingly using AI to process transactions, assess risks and support operational decisions.
Digital banking and payment platforms are also contributing to adoption as institutions seek to analyse transaction data, provide real-time customer assistance and personalise financial products.
Fraud prevention remains another area of investment, with AI systems being deployed to monitor transactions, identify suspicious activity and strengthen cybersecurity controls.
TBRC estimates that the solutions and services segments together could generate more than $48 billion in additional market value between 2025 and 2030. Solutions are expected to contribute $32 billion, while services could add $16 billion.
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